Member Benefits

As a member, you are a part owner. You have the chance to participate in the business and help chart Co-op’s direction. The Co-op is guided by three groups: members (Voting and Subscriber), the Board of Directors and staff.

Patronage refunds make Co-ops unique. Based on business results, the Board of Directors determines annually how excess earnings are distributed. Since its beginning in 1984, the Co-op has declared patronage refunds in excess of $2.1 million! Members share in patronage refunds based on the amount of business done with the Co-op. As part of the distribution of earnings process, the Board decides if the patronage refund will be issued in the form of a store voucher or if it will go directly into member capital accounts. For more information, please refer to our FAQ.

All members with capital accounts of $100 or more are Voting Members.  As a Voting Member you have the opportunity to help direct and influence the policies of the Co-op by electing a Board of Directors to represent you. You also have the opportunity to serve on the Board or one of its committees.

All member capital accounts above $200 and up to $2,000 earns simple interest. The percentage of interest is determined annually by the Board of Directors and is credited directly to the member's capital account usually in March of each year. A check is automatically issued to all members whose accounts exceed the $2,000 account maximum.

In addition, all Co-op members are eligible for a Greenbelt Federal Credit Union Membership regardless of whether or not you are a Greenbelt resident.

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As a member, you are a part owner.

Members participate in the business & help chart Co-op’s direction.